South Africa is a country drowning in debt, and the levels of consumer debt is rising to an all-time high. According to the National Credit Regulator, there are 21 million credit users (individual consumers), in South Africa. At the end of September 2013, nearly 10 million credit users were either in arrears with at least 3 monthly payments on at least one credit agreement or more, or had at least one judgment, or a negative credit record reflecting on the credit bureau. The household debt-to-disposable income reached an all-time high of 76% in 2013, and in 2014 we are seeing a resumed rise in this ratio.


ITC Assist specializes in repairing negative credit records, in order to:

  • Create the opportunity for consumers to remove barriers to credit, schooling, employment and housing for those who can afford it

  • Reduce credit impairment

  • Improve the consumer's credit literacy levels

  • Assist consumers impacted by the economic recession
Services offered by ITC Assist include lodging of disputes as well as the removal of judgments, default listings, admin- and garnishee orders. More Info

Apply now for a copy of your credit report
at all 4 major credit bureaus, namely Transunion ITC, Experian, XDS and Compuscan.

Different credit providers use different credit bureaus, and sometimes a default or judgment will reflect on one credit bureau, but not on another.

Let us assist you in clearing negative information, improve your overall credit scoring, and regain control of your financial position. Apply Online